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1. Please read these terms and conditions carefully. By accessing this web site and any pages hereof, you are indicating that you have read, acknowledged and assented to be bound by these terms and conditions. If you do not agree to these terms and conditions, do not access this web site.

2. Capital Dynamics Sdn Bhd reserves the right to change these terms and conditions and you are responsible for regularly reviewing these terms and conditions. Your continued use of this web site constitutes your agreement to all such terms and conditions.

3. Capital Dynamics Sdn Bhd provides, through this web site, certain i Capital® information, ratings and earning estimates related to companies whose securities are publicly traded, and certain articles, explanatory text, and product information (collectively, the " i Capital® information"). Your use of the i Capital® information is entirely at your own risk and it is your sole responsibility to evaluate the accuracy, completeness and usefulness of all i Capital® information.

4.The information, products and services on this web site are provided "as is", "here is" and on an "as available" basis without warranties of any kind, either express or implied, including without limitation warranties of merchantability or fitness for a particular purpose. Capital Dynamics Sdn Bhd shall not be liable in any ways for delays or interruptions in providing the i Capital® information or omissions therein. Capital Dynamics Sdn Bhd will not be responsible for any loss or damage that could result from interception by third parties of any information or services made available to you via this web site.

5. Capital Dynamics Sdn Bhd does not warrant that the i Capital®  information will be accurate, complete, uninterrupted or error free or that any information, software, or other material accessible from or related to the i Capital® information is free of viruses, worms or other harmful components.

6. Capital Dynamics Sdn Bhd nor any of its affiliates, directors, officers or employees, nor any third party vendor, will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this web site, or resulting from the act or omission of any other party involved in making this web site, the data contained herein or the products or services offered on this web site available to you, or from any other cause relating to your access to, inability to access, or use of the web site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of Capital Dynamics Sdn Bhd or of any vendor providing software or services. In no event will Capital Dynamics Sdn Bhd or any such parties be liable to you for any direct, special, indirect, consequential or incidental damages or any other damages of any kind even if Capital Dynamics Sdn Bhd or any other such party has been advised of the possibility thereof. This limitation on liability includes, but is not limited to, the transmission of any viruses which may infect a user's equipment, failure of mechanical or electronic equipment or communication lines, telephone or other interconnect problems, unauthorized access, theft, operator errors, strikes or other labor problems or any force majeure. Capital Dynamics Sdn Bhd cannot and does not guarantee continuous, uninterrupted or secure access to the web site.

7. The information and materials on this web site may contain typographical errors or inaccuracies. Capital Dynamics Sdn Bhd reserves the right, in its sole discretion, without any obligation and without any notice requirement, to change, improve or correct the information, materials and descriptions on this web site and to suspend and/or deny access to this web site for scheduled or unscheduled maintenance, upgrades, improvements or corrections. Any dated information is published as of its date only, and Capital Dynamics Sdn Bhd does not undertake any obligation or responsibility to update or amend any such information.

8. Prior to the execution of any transaction by you involving information you received from this web site, you should consult your business adviser, attorney and tax and accounting advisors with respect to the price, suitability, value or other aspects of any stock, unit trust, security or other investment. The information and services provided on this web site are not provided to and may not be used by any person or entity in any jurisdiction where the provision or use thereof would be contrary to applicable laws, rules or regulations of any governmental authority or regulatory or self-regulatory organization or clearing organization or where Capital Dynamics Sdn Bhd is not authorized to provide such information or services.

9. Under no circumstances shall Capital Dynamics Sdn Bhd be liable for any direct, indirect, incidental, special, punitive or consequential damages that result in any way from your use, non-use or reliance upon the i CAPITAL® information, or that result from mistakes, omissions, interruptions or deletions of files, errors or defects in the i CAPITAL® information, delays in operation, transmission or failure of performance.

10.The i Capital® information is provided to you solely for your own internal purposes. All forms of sub-licensing, reselling, republication or other form of distribution, including internet posting, electronic mailing, faxing, archiving in a public database, redistributing via a computer network, or in a printed form, to third parties of any i Capital® information are strictly prohibited.

11. Capital Dynamics Sdn Bhd is the sole and exclusive owner of all right, title and interest, including trademarks, copyrights, patents, trade names, trade secrets and other intellectual property rights, in the i Capital® information. You may not copy, modify, adapt, reproduce, translate, reverse engineer, decompile, disassemble, sublicense or assign any aspect of the i Capital® information delivered or accessed via this service. You may not use, adopt or attempt to register anywhere in the world, whether alone or together with any other mark, symbol, or name, any Capital Dynamics and or i Capital® trade name or mark or service name or mark that is similar or confusingly similar to the trademarks Capital Dynamics and or i Capital®
If you download any information from this web site, you agree that you will not remove or obscure any copyright or other notices or legends contained in any such information.

12. This agreement shall for all purposes be governed, interpreted, construed and enforced solely and exclusively in accordance with the laws of Malaysia. You hereby agree that the courts located in Malaysia shall constitute the sole and exclusive forum for the resolution of any and all disputes arising out of or in connection with this agreement and you hereby consent to the jurisdiction of such courts and irrevocably waive any objections thereto, including on grounds of forum non convenience. Regardless of where you access the i Capital® information from, you agree to comply with all applicable Malaysian laws, you are also responsible for complying with all other laws, rules and regulations that may be applicable to your use of the i Capital® information.

13. Capital Dynamics Sdn Bhd may deny you access to all or part of this service without notice or reason if you engage in any conduct or activities that violates applicable law or any term of this agreement.

14. You agree to defend, indemnify and hold Capital Dynamics Sdn Bhd harmless from any and all liabilities, costs and expenses, including reasonable attorneys' fees, related to any violation of this agreement by you.

15. Capital Dynamics Sdn Bhd's failure to insist upon or enforce strict performance of any provision of this agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between parties nor trade practice shall act to modify any provision of this agreement.

16. The subscriber represents and warrants to Capital Dynamics Sdn Bhd that all statements made by the subscriber in the subscription and usage of the service are true and accurate and that the subscriber has the authority to make such statements.

17. Unauthorized use of Capital Dynamics Sdn Bhd's web site and systems, including, but not limited to, unauthorized entry into Capital Dynamics Sdn Bhd's systems, misuse of passwords or misuse of any other information, is strictly prohibited. You may not use this web site in any manner that could damage, disable, overburden, or impair any Capital Dynamics Sdn Bhd's site or service or interfere with any other party's use and enjoyment of any Capital Dynamics Sdn Bhd's site or service. You may not attempt to gain unauthorized access to any Capital Dynamics Sdn Bhd's site or service, computer systems or networks connected to any Capital Dynamics Sdn Bhd's site or service, through hacking, password mining or any other means. You agree that you will not engage in any activities related to this web site that are contrary to applicable laws or regulations.